OTP Token For Online Banking
Secure Element Mobile Token

Security of hardware token + convenience of app (software) token

OTP Token For Online Banking.  Secure Element Mobile Token . ​ Security of hardware token + convenience of app (software) token.
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Tootpay's  Mobile Financial Solution Helps Remove Barriers to Mobile Banking and Payment.

Tootpay's mobile financial solution helps banks and financial institutions have a seamless mobile banking deployment; it works on almost any mobile device - flexible, encrypted, menu driven and without internet.

Device Independent. Work on variety of mobile device including low end phones. Works on all the major mobile OS : Windows Mobile, iOS, Symbian, Android, Blackberry, Bada, etc.

Device Independent

Work on variety of mobile device including low end phones. Works on all the major mobile OS : Windows Mobile, iOS, Symbian, Android, Blackberry, Bada, etc.

Access Independent. Versatility in utilising various mobile channels for delivery. Work on most of the mobile messaging channels.

Access Independent

Versatility in utilising various mobile channels for delivery.
Work on most of the mobile messaging channels.

Cost Effective. Low deployment & operation cost.  Uses bank's existing infrastructure.

Cost Effective

Low deployment & operation cost.
Uses bank's existing infrastructure. 

Secure Transactions. Secured End to End SMS Encryption.  Multi-factor Authentication.

Secure Transactions

Secured End to End SMS Encryption.
Multi-factor Authentication.

Telco Independent. Service independent of Telco's. Comply to GSM 11.11, 11.14 standard.

Telco Independent

Service independent of Telco's.
Comply to GSM 11.11, 11.14 standard.

No Internet Required. No need to download any application. Works on feature/basic phone too.

No Internet Required

No need to download any application.
Works on feature/basic phone too.

User Friendly. Plug & Play - No installation.  Easy to use - Menu Driven.

User Friendly

Plug & Play - No installation.
Easy to use - Menu Driven.

Proven Solution. Robust & proven technology with multi-country deployment.

Proven Solution

Robust & proven technology with multi-country deployment.